CeltiCare II Health Insurance Plans

Celtic HSA
Available as PPO or Indemnity type HSA plan. With the PPO you enjoy the PPO
discounts when you get care from network providers. The network is PHCS.
On the Indemnity plan there is no network and you may go to any healthcare provider
anywhere. The plan provides $7,000,000 of lifetime coverage.

Celtic Select PPO Plan Plan Outline
Doctor and hospital PPO plan with doctor visit copay of $15 for non-preventive care,
in network. There are two ways to add prescription drug copays to the plan. Choose
either the Prescription Drug Option or the Plus Option, details below. The plan
provides $7,000,000 of lifetime coverage.

Celtic "Any Doc" PPO Plan Plan Outline
This is a PPO network plan with a twist. The doctor visit copay for non-preventive
care is $35 and there is NO NETWORK for doctor visits. So, if it's just a doctor visit,
see any doctor anywhere. Use the network for hospital visits only. This plan works
well in the more rural areas where there are fewer network physicians to choose
Choose between the Prescription Drug Option or the Plus Option to add Rx copays.
The plan provides $7,000,000 of lifetime coverage.

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Celtic Managed Indemnity Plan Plan Outline
Just want a major medical with no network restrictions? This is it, $7,000,000 worth
of liftime benefits and go to any doctor or hospital anywhere. There is no doctor
office copayment with this plan. All such visits will apply toward your deductible and
coinsurance ( if any ). Add the Prescription Drug Option or the Plus Option to get Rx
copays onto the plan.

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Prescription Drug Option
$20 Copay Generics
$100 Deductible
then $40 Copay Preferred Brand
$75 Copay for Non-preferred Brand and Specialty Drugs
Brand name drugs with Generic alternatives require the Generic copay plus 100% of
the cost difference between the Brand and Generic alternative.

Plus Option The Plus Option has the Prescription Drug Option built in and and adds.
Preventive Care - After 90 days of coverage each adult insured is eligible to get a physical exam with expensed covered of up to $300 per person. This includes up to $50 for routine eye exams.
Supplemental Accident - Covered at 100% up to $500 per person, per occurance.

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