Temporary Health Insurance for Colorado Residents

Do you need a Short Term Health insurance plan?

  You may if you are between  jobs,  waiting for eligibility of  benefits at  work or faced
  with Cobra options you can't afford. A lot can happen while we are without coverage.
  If the worst happens the cost of the premium on a temporary health insurance policy
  is a bargain. The premiums on these policies are a great deal anyway  because the   cost is less than a permanent policy and will still protect you when you need it most.

What is Short Term Medical Insurance?
This is a temporary health insurance plan designed for people who are between
permanent health plans. Coverage can be purchased for up to 6 months at a time
and can be renewed for another 6 month period in Colorado.


What Does it Take to Get Covered?
The quote and application process only take about five minutes to complete and coverage begins in 24 hours or the date you specify. Preexisting conditions are not
covered on a temporary medical policy. These plans are designed to keep you from
going broke if the unexpected happens during the time you are without coverage.

Unexpected medical bills must happen a lot considering that 50% of all bankruptcies
are due to unpaid medical bills. Just take a look at the claims shown below.

HPA/Secure STM $2,000,000 Policy   
Good coverage and medium cost.

Assurant Short Term Health $2,000,000 Policy   
Best coverage and highest cost.

Horizons Temporary Health $1,000,000 Policy 
1/2 the lifetime benefit and lowest cost.

 

Questions? Or to apply by phone (303) 835-4371 or (877) 635-8384

Home

  This is a short list of claims paid by Assurant/Time Insurance for people covered on their
  short term plan during the first two months of coverage. Claims stated are based on actual
  Assurant Health claims. No doubt these policy holders were glad they purchased temporary
  coverage.

  Multi-spinal cord injury due to fall from tree — male, age 45
  Premium paid: $265.40
  Total claims for injury: $623,529.99

  Broken leg due to fall off of bike — female, age 27
  Premium paid: $62.70
  Total claims for injury: $11,048.03

  Heart attack, renal and respiratory failure — male, age 64
  Premium paid: $595.70
  Total claims for illness: $240,669.76

  Kidney stones — female, age 27
  Premium paid: $120.18
  Total claims for illness: $25,793.31

  Aneurism — male, age 25
  Premium paid: $332.65
  Total claims for illness: $1,185,673

  Pneumonia — male, age 39
  Premium paid: $218.70
  Total claims for illness: $14,339.43

  Multiple injuries from motor vehicle accident — male, age 26
  Premium paid: $379.62
  Total claims for injury: $384,029.28

  Multiple injuries due to fall from roof — male, age 22
  Premium paid: $186.48
  Total claims for injury: $38,654.63


Colorado Insurance Plans

 

 

 

 

 

Temporary Health Insurance Colorado

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