Temporary Health Insurance for Colorado Residents
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Do you need a Short Term Health insurance plan?
You may if you are between jobs, waiting for eligibility of benefits at work or faced
with Cobra options you can't afford. A lot can happen while we are without coverage.
If the worst happens the cost of the premium on a temporary health insurance policy
is a bargain. The premiums on these policies are a great deal anyway because the
cost is less than a permanent policy and will still protect you when you need it most.
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What is Short Term Medical Insurance?
This is a temporary health insurance plan designed for people who are between
permanent health plans. Coverage can be purchased for up to 6 months at a time
and can be renewed for another 6 month period in Colorado.
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What Does it Take to Get Covered?
The quote and application process only take about five minutes to complete and coverage begins in 24 hours or the date you specify. Preexisting conditions are not
covered on a temporary medical policy. These plans are designed to keep you from
going broke if the unexpected happens during the time you are without coverage.
Unexpected medical bills must happen a lot considering that 50% of all bankruptcies
are due to unpaid medical bills. Just take a look at the claims shown below.
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HPA/Secure STM $2,000,000 Policy 
Good coverage and medium cost.
Assurant Short Term Health $2,000,000 Policy 
Best coverage and highest cost.
Horizons Temporary Health $1,000,000 Policy 
1/2 the lifetime benefit and lowest cost.
Questions? Or to apply by phone (303) 835-4371 or (877) 635-8384
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This is a short list of claims paid by Assurant/Time Insurance for people covered on their
short term plan during the first two months of coverage. Claims stated are based on actual
Assurant Health claims. No doubt these policy holders were glad they purchased temporary
coverage.
Multi-spinal cord injury due to fall from tree — male, age 45
Premium paid: $265.40
Total claims for injury: $623,529.99
Broken leg due to fall off of bike — female, age 27
Premium paid: $62.70
Total claims for injury: $11,048.03
Heart attack, renal and respiratory failure — male, age 64
Premium paid: $595.70
Total claims for illness: $240,669.76
Kidney stones — female, age 27
Premium paid: $120.18
Total claims for illness: $25,793.31
Aneurism — male, age 25
Premium paid: $332.65
Total claims for illness: $1,185,673
Pneumonia — male, age 39
Premium paid: $218.70
Total claims for illness: $14,339.43
Multiple injuries from motor vehicle accident — male, age 26
Premium paid: $379.62
Total claims for injury: $384,029.28
Multiple injuries due to fall from roof — male, age 22
Premium paid: $186.48
Total claims for injury: $38,654.63
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Colorado Insurance Plans
Temporary Health Insurance Colorado
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